Rates
As of 2023-09-07
CHECKING
N.O.W. Account
0.399% interest rate
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Fees could reduce the earnings for N.O.W and Super N.O.W. Accounts.
Super N.O.W. Account
0.499% interest rate
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Fees could reduce the earnings for N.O.W and Super N.O.W. Accounts.
Regular Checking
0.000% interest rate
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Fees could reduce the earnings for N.O.W and Super N.O.W. Accounts.
CDs
91 Day
1.739% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
182 Day
2.485% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
12 Month
3.470% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
18 Month
3.716% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
24 Month
3.716% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
30 Month
3.470% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
36 Month
3.470% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
48 Month
3.224% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
60 Month
3.470% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
18 Month IRA
1.990% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
12 Month Special
4.695% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
15 Month Special
4.909% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
SAVINGs
Statement Savings
0.399% interest rate
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfers are limited to six per statement cycle.
HIFI Savings Tier I
0.399% interest rate
After HIFI account is opened and minimum deposit is not maintained.
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfers are limited to six per statement cycle.
HIFI Savings Tier II
0.748% interest rate
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfers are limited to six per statement cycle.
HIFI Savings Tier III
0.996% interest rate
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfers are limited to six per statement cycle.
HIFI Savings Tier IV
1.244% interest rate
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfers are limited to six per statement cycle.