Rates
As of 2023-05-12
CHECKING
N.O.W. Account
0.400% APY**
0.399% interest rate
0.399% interest rate
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Fees could reduce the earnings for N.O.W and Super N.O.W. Accounts.
Super N.O.W. Account
0.500% APY**
0.499% interest rate
0.499% interest rate
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Fees could reduce the earnings for N.O.W and Super N.O.W. Accounts.
Regular Checking
0.000% APY**
0.000% interest rate
0.000% interest rate
Does not pay interest
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Fees could reduce the earnings for N.O.W and Super N.O.W. Accounts.
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Fees could reduce the earnings for N.O.W and Super N.O.W. Accounts.
CDs
91 Day
1.500% APY**
1.492% interest rate
1.492% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
182 Day
2.250% APY**
2.237% interest rate
2.237% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
12 Month
2.500% APY**
2.485% interest rate
2.485% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
18 Month
3.250% APY**
3.224% interest rate
3.224% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
24 Month
3.250% APY**
3.224% interest rate
3.224% interest rate
One Bump Up allowed during the term of the 24 month certificate of deposit only.
Must request Bump Up feature when initiating 24 month CD.
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
30 Month
3.000% APY**
2.978% interest rate
2.978% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
36 Month
3.000% APY**
2.978% interest rate
2.978% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
48 Month
2.750% APY**
2.731% interest rate
2.731% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
60 Month
2.500% APY**
2.485% interest rate
2.485% interest rate
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
18 Month IRA
2.000% APY**
1.990% interest rate
1.990% interest rate
Variable Rate - Changes at Bank's discretion after account is opened.
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
12 Month Special
4.500% APY**
4.450% interest rate
4.450% interest rate
12 Month Special
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
15 Month Special
4.000% APY**
3.941% interest rate
3.941% interest rate
15 Month Special
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
* Average Daily Balance
** Annual Percentage Yield
EARLY WITHDRAWAL PENALTY
If you withdraw any principal before the maturity date, we may impose a penalty of:
(A) 30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
SAVINGs
Statement Savings
0.400% APY**
0.399% interest rate
0.399% interest rate
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfers are limited to six per statement cycle.
HIFI Savings Tier I
0.400% APY**
0.399% interest rate
0.399% interest rate
$.00 - $2,499
After HIFI account is opened and minimum deposit is not maintained.
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfers are limited to six per statement cycle.
After HIFI account is opened and minimum deposit is not maintained.
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfers are limited to six per statement cycle.
HIFI Savings Tier II
0.750% APY**
0.748% interest rate
0.748% interest rate
$2,500-$9,999
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfers are limited to six per statement cycle.
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfers are limited to six per statement cycle.
HIFI Savings Tier III
1.000% APY**
0.996% interest rate
0.996% interest rate
$10,000- $24,999
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfers are limited to six per statement cycle.
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfers are limited to six per statement cycle.
HIFI Savings Tier IV
1.250% APY**
1.244% interest rate
1.244% interest rate
$25,000 - Over
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfers are limited to six per statement cycle.
* Average Daily Balance
** Annual Percentage Yield
DISCLOSURE
Transfers from a Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfers are limited to six per statement cycle.
